BENEFITS AND PAYROLL
Health Coverage
2025 MESSA HEALTH BENEFITS
The district will be making changes to employee health plan offerings through MESSA effective January 1, 2025. Our MESSA representative, Heather Scott, has prepared a video that explains the plan offerings in more detail. Please watch the video here: MESSA Video
Plan Costs
2025 MESSA Rates - Support and Transportation
2025 MESSA Rates-Paraprofessionals and ACA-Eligible At-Will-Employees
Plan Comparisons
2025 Plan Comparison Support Hired After 7/1/13
2025 Plan Comparison Support Hired Before 7/1/13
2025 Plan Comparison CO Admin/Principals
2025 Plan Comparison Paraprofessionals and ACA-Eligible At-Will Employees
Waiver of Group Health Benefits 2025
MESSA - Member Services
(800)336-0013
MESSA Home Page
MYMESSA - Create/Log In to your Account
MY MESSA Portal Access
MESSA Online Enrollment At-A-Glance
Please visit our district Health Care Benefits Plans page to access Medical, Dental, Vision, LTD (Long Term Disability) and STD (Short Term Disability) plans for all staff groups.
DENTAL
Dental and Vision Rates - Clerical
Dental and Vision Rates - Support Staff
Dental and Vision Rates - Paraprofessionals
Please visit our district Health Care Benefits Plans page to access Medical, Dental, Vision, LTD (Long Term Disability) and STD (Short Term Disability) plans for all staff groups.
District Dental Carrier:
ADN Administrators, Inc.
(888)ADN-1100
(248)901-3705
Website:
ADN Administrators
VISION
Dental and Vision Rates - Clerical
Dental and Vision Rates - Support
Dental and Vision Rates - Paraprofessional
Please visit our district Health Care Benefits Plans page to access Medical, Dental, Vision, LTD (Long Term Disability) and STD (Short Term Disability) plans for all staff groups.
National Vision Administrators(NVA)
(800)672-7723
Website:
NVA
HEALTH SAVINGS ACCOUNT (HSA)
If you decide to enroll in a MESSA ABC high-deductible health plan effective January 1, 2025, you will be eligible to participate in a Health Savings Account (HSA) offered in conjunction with these plans. Some benefits of HSAs include:
- Tax savings on qualified medical expenditures.
- Higher contribution limits than a Flexible Spending Account (FSA).
- Carryover from year to year. There is no risk of forfeiture if you don’t use all the funds.
- Owning the account. If you leave the district, the money is yours to take with you.
You can only utilize the Health Savings Account (HSA) if you enroll in a MESSA ABC high-deductible health plan. If you do so, you CANNOT participate in the Healthcare Flexible Spending Account (FSA). The IRS does not allow you to have both a Healthcare FSA and an HSA.
The HSA is administered by HealthEquity. Once you are enrolled in the MESSA ABC health plan in January, you will receive a purple debit card in the mail from HealthEquity. Please watch for this card to arrive. Additionally, you’ll be able to create an online account through Health Equity to manage your HSA. You can do so here: HealthEquity Login. As a first-time user, you will first need to register for an account.
If you would like to start contributing to your HSA in 2025, please complete the HSA payroll deduction form found here: HSA Payroll Deduction Form
Additional Resources:
LIFE EVENT
You are able to make changes to benefit selections outside of the Open Enrollment period if you experience a "Qualifying Life Event".
Some examples of "Qualifying Life Events":
- Birth/Adoption
- Marriage
- Divorce
- Death
- Loss of Health Coverage
You have 30 days from the date of a life event to change your benefits. To start this process, please visit MESSA to access or create your MYMESSA member account. From there, you will create a "Life Event" in your MESSA Online Benefit Website. The User Guide below will give you step-by-step instructions for each part of the process. Additionally, the "Library" section of the Online Benefits Website contains plan information and other helpful resources for each benefit.
Important Information:
- Adding benefits due to loss of coverage requires that you provide supporting documentation to substantiate this life event. Examples of these documents are a COBRA notice or a loss of coverage letter. This document must be uploaded to your Employee File. For instructions, please consult the User Guide.
- To add spouse/dependents to your benefit plan(s), you must submit supporting documentation, such as a marriage license or birth certificate. For a birth, please include a copy of the verification of birth from the hospital. Documents must be uploaded to your Employee File. For instructions, please consult the User Guide.
- If you are waiving medical coverage, please complete the Waiver of Group Health Benefits form located in the Library. The completed form should be e-mailed to [email protected]. You must complete this form annually to receive cash in lieu payments, if applicable.
- Please elect beneficiaries for your life insurance policy. You will be prompted to complete this information during the enrollment process. If you fail to name beneficiaries, your life insurance proceeds will need to go through probate in the event of your death.
LEGAL NOTICES
Information About Your Medical Plan
New Health Insurance Marketplace Coverage Options
Special Notice - Notice of Reconstructive Benefits Following a Mastectomy
Special Notice - Notice of Privacy Practices
Special Notice - Newborns' and Mother's Health Protection Act
USERRA - The Uniformed Services Employment and Reemployment Rights Act
Pay Stub Access
Online Pay Stubs
The link above will direct you to the Employee Portal website where you are able to view your pay stubs. If you need assistance with your password, please contact payroll at
723-2140 or email us at cvsbenefits@cvs.k12.mi.us.
Direct Deposit
For your security, the district does not accept paper form changes to banking information. Direct Deposit information can be updated at any time through your Records account.
Please log in to Records here: https://chippewavalleyschools.tedk12.com/sso/Account/Login.
Once logged in, navigate to “Available Forms.” You will then see a Direct Deposit form. When completed, the information is automatically routed to Payroll. If you need assistance with accessing your Records account, please contact the Human Resources department at 586-723-2090.
Please note that the district will never contact you via email and ask you to verify account information.
PAYROLL FORMS
Payroll Timesheet Schedule 24-25
Custodial/Mechanic Timesheet 24-25
Bilingual Paraprofessional Timesheet 24-25
Floating Paraprofessional Timesheet 24-25
Daily Paid Timesheet 24-25 (Used for Teacher/Counselor additional time)
IMPORTANT: PLEASE CHECK WITH YOUR SUPERVISOR AND/OR CLERICAL STAFF TO VERIFY THE CORRECT PAPER COLOR FOR TIMESHEET PRINTING.
The Federal W-4 must be completed through your Records account. We do not accept paper forms.
Please log in to Records here: https://chippewavalleyschools.tedk12.com/sso/Account/Login
OMNI 403(B)/457 ADMINISTRATORS
Any changes to your annuity contributions must be made through our district third party administrator - U.S. OMNI and TSACG Compliance Services. This includes starting, stopping or changing a deduction amount.
Please visit their website to view the district approved providers (also included below) and forms. Once accessing the website through the link below, select "Employees" and the topic from the drop down. You will also need to enter "Michigan" and "Chippewa Valley Schools" for our district provider listing. A SRA (Salary Reduction Agreement) must be completed to make any deduction changes and will be sent to Payroll directly from OMNI.
Participating Annuity Companies
(877)544-6664
OFFICE OF RETIREMENT SERVICES (ORS)
New Employees
Welcome to Chippewa Valley Schools!
If you are a new employee to the district and new to MPSERS (Michigan Public School Employees Retirement System), you have 75 calendar days from the date of your first pay to make a retirement plan election. Following are some very important resources to assist you in this process. Please note that the district is not able to provide guidance on your plan election. If you have questions, contact ORS directly and/or your financial advisor.
ORS has provided a six-minute video that briefly reviews your plan options and guides you to additional available resources. Please click the link Choosing Your Retirement Plan to view this video. This is a very important first step in your plan election process.
PickMiPlan is an ORS website dedicated to providing resources related to your retirement plan options. As noted in the video, ORS will also send you a letter with your member identification number notifying you that your plan election period has opened. They will also send a reminder letter as you approach the end of your 75-day election window.
Current Employees
For information about your retirement plan through MPSERS, please visit the ORS website here:
Public School Employees' Retirement System (michigan.gov)
You may also contact ORS at 1-800-381-5111.
For information about the State of Michigan 401(k) and 457 Plans, please contact
Voya Financial at 1-800-748-6128 or visit their website at Voya Financial.